Own Your Smartphone, One Payment at a Time
Our flexible PAYU model makes smartphone ownership accessible to everyone. No large upfront costs, just affordable payments via mobile money.
How PAYU Works
Get your smartphone in three simple steps
Choose Your Device
Select from our range of smartphones that fit your needs and budget. All devices are available on PAYU.
Activate & Connect
Get connected with one of our MNO partners. Your device is activated and ready to use immediately.
Pay & Own
Make flexible payments via mobile money. Once you complete your payments, the device is fully yours!
Why Choose PAYU?
Flexible smartphone ownership designed for Africa
No Upfront Cost
Get your smartphone without paying the full price upfront
Flexible Payments
Pay at your own pace with affordable monthly installments
Secure & Safe
All transactions are secure through trusted mobile money platforms
Local Support
Dedicated customer service to help you every step of the way
Payment Example
See how affordable smartphone ownership can be
Astro Energy
6000mAh Battery • 32MP Camera • 6GB RAM
What's Included:
- Device activation with MNO partner
- 1-year warranty coverage
- Free customer support
- Flexible payment schedule
- Full ownership after completion
Frequently Asked Questions
Everything you need to know about PAYU
What happens if I miss a payment?
We understand that circumstances change. If you miss a payment, we'll work with you to find a solution. Your device will remain functional, and we'll help you get back on track.
Can I pay off my device early?
Yes! You can pay off your device at any time without penalties. Once you complete all payments, the device is fully yours with no restrictions.
Which mobile money platforms do you accept?
We accept payments through all major mobile money platforms including EcoCash, MTN Mobile Money, Airtel Money, M-Pesa, and more, depending on your country.
Is there a credit check required?
No traditional credit check is required. We work with our MNO partners to verify your eligibility based on your mobile money usage and history.
What if my device needs repairs?
All PAYU devices come with a 1-year warranty. If your device needs repairs during this period, we'll fix it at no additional cost. Contact our support team for assistance.
Ready to Get Your Smartphone?
Join over 500,000 satisfied customers who have chosen PAYU for affordable smartphone ownership